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Title: How to Deal with Abnormal Receipt of WeChat Pay and Alipay?
In the process of doing business, it is sometimes necessary to receive payments from customers who are not in the same city. However, due to the implementation of new regulations, direct sharing of QR codes for collection from remote customers is subject to risk control and may result in abnormal receipts. The main reason is that aggregated QR codes themselves should only support face-to-face collection.
There are two main channels that truly support remote collection. One is the payment interface channel, which is docked on the website. So, for example, payments on websites such as Taobao and JD can be made simultaneously by customers from all over the country without any impact. The other is the collection channel of small programs, such as the channels in some small program shopping malls. The cost of this type of channel is generally higher than that of ordinary aggregated QR codes. Website payment interface docking requires a website and Internet filing, and the operation can be more cumbersome; the small program shopping mall is relatively simpler. The main principle is to use the technical channel of small programs. Each payment is independent and has a certain validity period. The whole logic is similar to buying tickets. It will generate a unique order, which cannot be completed if it exceeds the validity period.
Using Guangliyun collection code can effectively reduce risk control problems, provide multiple collection channels, and charge a fee of 0.38%. At present, it does not support overseas collections.
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